ni mortgage broker – Best Mortgage Brokers

Expert Mortgage Review Service for Northern Ireland Homeowners

Is your NI mortgage deal ending soon? Lock in 2026’s best rates before they change. Expert advice for Co-Ownership & remortgaging. Book your free NI review now!

Is your current mortgage still the best deal for you. With NI house prices remaining resilient in 2026 you could have more equity in your home than you think. A mortgage review could save thousands. Lenders are competing strongly with each other to attract new mortgage customers. Many however have not reduced their standard variable rate to existing mortgage customers.

Why NI homeowners need an annual mortgage review.

Beat the SVR. Avoid paying your lenders costly standard variable rate.
Local lender access. NI specific deals from lenders like Progressive Building Society and Danske Bank.
Staircase your Co Ownership. Learn if now is the right time to buy a larger share of your home.

Contact Best Mortgage Services for the cheapest remortgage rates. Book a free mortgage review and find out how much money you could save. An initial chat could save you a lot of time and money.

Book a free mortgage consultation.

Homeowner mortgage reviews

Best remortgage deals

First time buyer rates still low amid turbulence

Rightmove has released its weekly mortgage report.

The current average asking price of a typical first time buyer property is £225,340.

For someone taking out an average five-year fixed, 85% LTV mortgage, the average monthly mortgage repayment on this type of home is now £1,104 per month if repaying over 25 years, compared with £1,138 per month a year ago (when the average first-time buyer property asking price was £223,426).

The average rate for a 95% loan to value mortgage fixed for 2 years is 5.65%. The larger deposit a buyer can put towards the purchase the lower mortgage rate that can be sourced.

For example the average 2 year fixed rate for a buyer with a 25% deposit is 4.85%. The average 5 year fixed rate is 4.74%.

To discuss your mortgage options get in touch with a local broker through Best Mortgage Services.