Tag: NI

Increase in remortgage activity.

There was a 12% rise in remortgage instructions in February according to the LMS.

The most popular main aim when remortgaging was to lower monthly payments, cited by 28% of borrowers. The survey by the conveyancing firm says 42% of borrowers increased their loan sizes in February. Popular reasons for increasing mortgage loans was home improvements and to consolidate more expensive debts to a cheaper mortgage rate.

46% of those who remortgaged took out a five-year fixed-rate product, which was the most popular product last month. 45% opted for 2 year fixed rate products. Borrowers are unconvinced about pending rate reductions despite mortgage lenders factoring this in with lower interest rates.

Get in touch with a local Mortgage Advisor for the best remortgage solutions

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Santander Remortgage fixed rates

2 year fixed rates

Max Loan to ValueRateArrangement feeIncentives
60%3.80£9991
60%4.0501
75%3.99£9991
75%4.3901
90%4.74£9991
90%5.0901

Incentive 1 = Free valuation and Free remortgage legal work. Arrangement fees where applicable may be added to loan.

3 year fixed rates

Max loan to valueRateArrangement feeIncentives
60%3.90£9991
60%4.2401
75%4.06£9991
75%4.3701

Incentive 1 = Free valuation and Free remortgage legal work. Arrangement fees where applicable may be added to loan.

5 year fixed rates

Max loan to valueRateArrangement feeIncentives
60%3.86£9991
60%4.0001
75%3.96£9991
75%4.1201
85%4.19£9991
85%4.3901

Incentive 1 = Free valuation and Free remortgage legal work. Arrangement fees where applicable may be added to loan.

Contact a local Mortgage Broker to discuss the best mortgage options.

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Top Independent Mortgage Advisors in Northern Ireland

Independent Mortgage AdvisorsWe are partnered with “whole of market” Independent Mortgage Advisors throughout Northern Ireland. Our Mortgage Brokers compare thousands of deals that are on the market. Mortgage deals change frequently and it is important to deal with a whole of the market mortgage broker to compare interest rates, fees and other charges to get the best deal for you.

Your local Mortgage Advisor will communicate with estate agents, solicitors and insurance companies to make the application process as smooth as possible.

Best Mortgage Services

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt that is secured on it.

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