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What type of life insurance is right for you?
Level term life insurance – if you pass away during the policy term the insurer will pay out a fixed level sum to your loved ones.
Decreasing term life insurance – this type of life insurance cover reduces in line with a repayment mortgage.
Critical illness insurance – this can be included within a life insurance policy. The policy will pay out if you are diagnosed with a critical illness within the policy term. Critical illness benefit can also be arranged as a separate policy.
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The information provided on this website is for information and guidance purposes only and does not represent financial advice. Financial advice is provided by our partner advisors who are regulated by the Financial Conduct Authority.
The one thing we all have to face at sometime in our lives is the inevitable fact that we are going to die. As individuals we don’t know when this event will take place. We need to plan for this event to ensure that our loved ones are financially secure. An Insurance Broker is vital to go through the maze of options and to put in place the best life insurance policy for you and your family.
Life insurance protection is not just for people who have a mortgage. If you are the main wage earner in the home it is important to provide financial security for your family if tragedy were to occur. This can be provided via an insurance policy that pays a one off lump sum or a policy that pays a yearly amount for a defined number of years providing ongoing financial security for your family.
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